WELCOME TO TIC
Financial clarity for
a stronger tomorrow
Upload your financial data to get a clear view of your cash position, the biggest cash pressures, and practical next steps.
How TIC calculated this
Run an analysis to see the reserve calculation.
13-WEEK CASH OUTLOOK
Projected cash position
Run an analysis to view the 13-week outlook.
WHAT TO LOOK OUT FOR
Signals that need management attention
Still not covered—After committed funding
Cash falls below minimum—First week that needs attention
Biggest expected shortage—Peak cash pressure
BUSINESS INFORMATION
Provide the information TIC needs
Upload source information once. Each intelligence domain uses the records and time basis appropriate to its decision.
ANALYSIS CONTROLS
Set the cash reserve and committed funding
TIC calculates a recommended operating reserve from the scheduled cash obligations you provide. Management or contractual minimums apply only when they are higher.
TIC calculated minimumUpload operating obligationsDefault method: 2 weeks of representative essential cash outflows across the 13-week outlook.
How TIC calculates this
Included by default: supplier payables, payroll, operating expenses, debt service and taxes. Capex and unclassified other payments are excluded from the reserve base. TIC averages the included 13-week cash outflows, applies 2 weeks of coverage, then rounds up to the nearest $1,000.
Minimum used in outlook—TIC recommendation unless a higher control applies
FILE CHECK
Is TIC ready to calculate?
Load files to check the information TIC needs for the cash outlook.
RESULTS
Your 13-week cash outlook
See how much cash is expected to be available each week and when the business may need additional funding.
13-WEEK CASH OUTLOOK
Projected cash position
Run an analysis to view the 13-week outlook.
WEEK-BY-WEEK DETAIL
Cash outlook detail
| Week | Starting cash | Cash coming in | Cash going out | Ending cash | Minimum cash | Cash needed |
|---|---|---|---|---|---|---|
| No released forecast yet. | ||||||
TIC EXPLANATION
What your cash outlook means
Plain-English decision support based only on your released TIC results.
TIC EXPLANATION
Liquidity outlook and key drivers
TIC explanations become available after a financial result passes release controls.
ASK TIC
Ask questions about your business cash
You do not need to know the finance term or formulate the perfect prompt. TIC starts from your released results and suggests useful questions.
YOUR QUESTION
What would you like to understand?
Ask about cash pressure, timing, funding coverage, the narrowing cash cushion, or what management should investigate next.
Answers use only released TIC facts. If the data cannot establish a cause, TIC will say what is known and what information is still needed.
WORKING CAPITAL INTELLIGENCE
See where cash timing needs investigation
TIC identifies the receivables and supplier payments that overlap the cash-pressure period, then asks for management context only where the records cannot establish the underlying cause.
Run a new analysis to build working-capital diagnostics.
MANAGEMENT CONTEXT
Questions TIC cannot answer from the records alone
No context questions yet.
FINANCING READINESS
Are you financially prepared to approach financing?
TIC assesses financial preparedness from the evidence available. It does not predict lender approval or loan terms.
Run a new analysis to assess financing readiness.
PROFITABILITY INTELLIGENCE
Understand where the business is making or losing money
DP-09 uses recognized revenue and expenses, not cash timing, so TIC does not confuse cash receipts with revenue or supplier payments with expense recognition.
Upload at least two comparable profitability periods and build a new analysis to use DP-09.
PROFITABILITY INFORMATION
Provide income-statement information
Profitability Intelligence is period-based. TIC needs recognized revenue and expenses tied to explicit reporting dates, not cash receipts or payment dates.
INCOME STATEMENT / P&L
Upload monthly profitability periods
CSV is active in this prototype. Each row should identify the reporting period start and end, whether the period is closed, partial or forecast, and recognized revenue, COGS and operating expenses.
Required time fieldsperiod_start · period_end · period_statusCurrent comparison rule: latest two CLOSED monthly periods.
Upload an income-statement CSV to see the periods TIC can use for Profitability Intelligence.
TIME BASIS
How TIC interprets profitability periods
Closed month
Eligible for the authoritative month-over-month profitability comparison.
Partial month
Stored and identified as partial, but not compared silently with a full closed month.
SCENARIOS
See what could improve the cash shortage
TIC can test controlled changes without changing your original outlook.
CUSTOMER COLLECTIONS
Test one customer payment arriving 7 days earlier
TIC moves one eligible customer payment one week earlier, reruns the full 13-week outlook, and compares the result with your original outlook.
Run a baseline analysis first.
EVIDENCE
See what supports the result
Review the source records and calculation methods behind TIC's important conclusions.
| Event | Date | Type | Category | Amount | Method | Source |
|---|---|---|---|---|---|---|
| No traceability records yet. | ||||||
REPORTS
Printable liquidity report
Generate a clean management report from the current released TIC analysis.
LIQUIDITY INTELLIGENCE REPORT
My Company
No released analysis yet.
TIC BRIEF
Run an analysis to generate the report.
The printable report will use the same released figures shown in TIC.
No released forecast yet.
MORE
More ways to work with TIC
Open your source data or review the evidence behind the current result.